Credit Repair Testimonials

Veracity has spent years optimizing credit, and our greatest reward is to hear that our staff and systems have exceeded client expectations time and again! Here's what a few of our clients have to say...


I have been very pleased with Veracity. One year ago I purchased a used car with a large down payment and a loan with over 20%APR with a local finance company. With my credit, I had no other choice. This weekend, after using Veracity for around 6 months, I purchased a new car (Camry) with very little down payment and financing with a national financing company. Best of all, my APR is just over 12%. Thank you Veracity!

My plan is to continue to make on time payments, and to pay off what I can on old debts. In another 6 months I think I would like to do another round of disputes. Until then however, I would like to stop my service.

Thank you for all your help,

Steven — Mukilteo, WA
Just wanted to give all of you at Veracity a quick Thank You! since you have been doing GREAT with my file. Keep up the good work and please let everyone there know I appreciate everything you have done for me so far and look forward to continuing the battle with the credit bureaus to restore my credit and good name, back to the way it should be! No consumer should suffer the unfairness the credit system places on them and its fantastic to see a company that's willing to stand up and fight for citizens' rights.

Nicholas — Kirkland, WA
I have been extremely happy with the service and the customer service over the last 2 years. You've been a tremendous help in raising my score to 705. Thanks again.

Kim — Furlong, PA
Just a note to let you know that I've found a town home and I'm getting [a] good interest rate due to the [credit repair] efforts of Veracity... We've accomplished our goal!

Shirley — Denver, CO
[As to] your services regarding my credit rating, your company has helped my score tremendously in the time I have been a client, rising 90 points.

Curt — San Diego, CA
I wanted to let you know that I am very happy with the results that you were able to produce with my credit score. Within 5 or 6 months my FICO jumped about 60 points which was great. Thank you for a job well done!

Gyani — Fairfax, CA
Thank you so much for all your help. We are very pleased with your services, and will refer your company to others.

Jerry — Broomfield, CO
Last I heard from the three major credit services, you guys brought my score of about 627 to about 700 — as a mean average — in less than 3 months!!!!!!

Obviously this saved me THOUSANDS of dollars on my new mortgage as I qualified for a better interest rate... how can I thank you but to tell as many people I know about Veracity. Your service is worth its credit in gold and the ONLY Company that I know of that truly is a BONA FIDE real credit rating assistance service — the ONLY ONE! I had been cheated before... but not this time. You far exceeded my expectations and I am so grateful. Thank you for my new house. It is my first and you made it affordable. God bless you all.

Sincerely,

Paula — Vista, CA

When I came to Veracity Credit Consultants for help with my credit report I never expected the results I got.

I began with a credit score of 681 and found several errors on my credit report from Experian. A few credit card accounts that were not mine, some repeated entries, and no report of limits on my cards were some of the problems I found.

Veracity worked with these problems and aggressively disputed the false data on my report.

Within 30 days, my score moved up to 716 and within 45 days I moved to 740. With a score of 740 I went to Volkswagen to finance a new car and was quickly offered 0% financing. With my prior score of 681, I was offered 4.9% for the same deal.

The difference in financing saved me about $1,500 on the car.

In addition to the great offer from Volkswagen, I have also been offered many credit card deals that allow me to transfer balances at 0% for up to a year, making it much easier and efficient to manage credit card debt.

Jamie — Denver, CO

Thank you for your services, my credit score is now around 740! Thank you all for getting my credit back to where it should be.

Martin — Flagstaff, AZ

I have been very pleased with your service. I recently purchased a three bedroom condo and my goals for opening an account with your company have, therefore, been accomplished. Again, thank you for helping me improve my credit scores.

Marcey — Fort Lauderdale, FL

With your help, my credit has improved enough qualify for a home loan. Please discontinue my [credit repair] service as of today. Thank you very much.

Henry — Erie, CO

It has been a pleasure doing business with you. You provided an excellent [credit repair] service.

Chris F. — Brooklyn, NY

Your service has helped us repair our credit sufficiently to allow us to re-finance and pay off all our short-term debt, which was the objective.

Tim — Greeley, CO

I joined your company a while ago and now I just bought my first house due to you guys helping me fix my credit. I cant say it enough - THANK YOU - but now I think it is time to part, so can you let me know what I need to do to cancel my subscription? ...Is there any way you guys could mail me some of your business cards because I have 3 people that could use you and I would like to refer them to you. Thanks again.

Nathan — Littleton, CO

You've done a great job in repairing my credit! Thank you!

Sara L. — Gillette, WY

Thank you very much for your time and effort. I will surely recommend you to all my friends who might need [credit repair] services.

Wade — Santa Fe, NM

Apparently something is working... my husband traded off our truck yesterday... according to the dealership, his credit score was up 39 points, and mine was up about 78 points... Thank you for everything.

Gina F. — Craig, CO

I would like to cancel the [credit repair] service with your company. You have done such a great job that I no longer need the assistance.

Cathy L. — Aurora, CO

We are so very happy with the results. You all have made our dreams of owning a home come true. We were able to obtain 100% financing with the help of you. I would also like to thank [our personal credit repair associate] for all of her work. Please make sure that she gets this. [She] guided me along this stressful process of assuring me that we were going to get financing from a lender. Thanks to you all.

Latricia — Houston, TX

You have helped me improve my FICO score to above 700!

Maty — Chula Vista, CA

Although I have enjoyed the experience of working with you, my goals were achieved and I have purchased a home, so for the time being I would like to cancel... I look forward to signing up again in the future when I need your services again.

Brian — Denver, CO

I would like to thank you for the OUTSTANDING service Veracity Credit has provided. Your service has gotten me closer to attaining my dream of home ownership. It is very exciting to see how you have worked to removed negative items to increase my FICO score from 423 to 612. What a difference a year makes!

Elicia — Laurel, MD

...Thank you for all the good you have done for my credit rating. There have been many things dropped off my reports and my rating is doing very well. I recently purchased a car. In the past, the person in the credit office would have to tell me that my credit was an issue and we couldn't get the better interest rate because of "credit issues". That was not the case this time! Again, thank you!

Michael — Colorado Springs, CO

You guys have done everything you can for me. I am VERY pleased with what you have done for my credit. One credit score is almost an 800. I can't believe it. I have recommended Veracity to a couple other peers. You guys are amazing! Thank you again for all that you guys have done!

Amanda — Wonderlake, IL

I would like to cancel my subscription at this time. You guys did an AMAZING job and I am very thankful for Veracity! I will always recommend you as a Five Star Service. Thank you for helping me get my new home.

Paula — Escondido, CA

I would like to thank you for helping me get my credit back on track. At this time I will not require the future use of your [credit repair] services due to the fact we have done all we can do and my credit score is now 676 from a low of 550 or less...

Darin S. — Longmont, CO

Thank you, I am very pleased with the results of your service. When I initially hired Veracity my 3 scores were all around 650 - 670... 9 months later my scores are 793, 772 and 725. These scores have allowed me to obtain a top interest rate benefit credit card and the ability to refinance my mortgage at the best possible rates.

C.B. — Fairport, NY

Please cancel our membership as of today. We just refinanced at an awesome rate thanks to you!

M & K. — Fort Collins, CO

I have had nothing but great service from your company in repairing my credit, and I am very grateful.

Timothy — Cascade, CO

I found out that my credit score came up to 713! I started at 595 in September 2005. So you were a real help and I will definitely recommend you to others in my situation. Thank you again.

Kathryn — San Diego, CA

Thank you for your service and the quickness of clearing up our credit. I want to [cancel service for now]. If at sometime in the future we need to have your assistance, I will not hesitate to contact you for that need. If you have any questions please do not hesitate to contact me.

James — Caspar, WY

Please discontinue my service as my credit is where it needs to be. We've referred dozens of people to your service and appreciate your work. Please send me a confirmation email. Thank you.

David — Pinecliff, CO

The efforts of your company yielded some great results. On average, my scores improved by 50 points! The removal of 1 negative item from 2 out of 3 reports has truly helped me achieve new financial goals. Thank you!

Mark T. — Denver, CO

I have enclosed my latest credit reports for your attention. Well, what can I say? Veracity has exceeded my wildest dreams!! I am truly amazed.

When my loan agent suggested I work with you to repair my credit report, I admit I was skeptical. However, I agreed to give it a try. In the 8 weeks or so that we have worked together, you have helped raise my credit score... by 93 points! I went from a 661 to a 692, and then finally a 754.

I had tried for the past 16 months to get the mistake off my credit report from dell and I was unable to do so. I was feeling frustrated. You resolved the issue in weeks!! I am very impressed and would recommend anyone to use your services. Thanks SO much!!

Elizabeth — Superior, CO

Please discontinue my service as today. Thanks, your service increased my credit score by 100 points. I will use you again in the future. Please email verification of this request.

Mike — San Diego, CA

With your help, my Experian score went from a 549 to a 588. My Equifax went from around a 555 to a 666! I don't like the number 666 normally, but in this case it beats a 555 by a long shot, and I thank you for that... If it becomes necessary to have you guys look into something for me in the future, you can be sure I'll be coming back to you and not another company. Thanks again!

Pete — Dover, DE

I am writing to terminate your service. I am very happy with the results and have accomplished my goals. Thank you for your assistance in making this happen.

Kenneth — Fort Collins, CO

Thank you Veracity for your service, I am very impressed with your service. TransUnion sent me a letter notifying that they have deleted [an inaccurate credit item].

Shirleen — Moreno Valley, CA

I'm finished with your service now and would like to end it. You have gotten me up to around 630 and that's good enough for me [100 credit score points in 6 months]. I'm seeing small increases each month now and know what I need to do to watch it rise higher.

By just paying my bills on time I can do that. I will continue to watch it closely and if I need your services again you can be sure I'll contact you.

Thanks for all of the help!

Peter H — Dover, DE

I enrolled my husband in the credit program. We had hooked up with John and he assured us he could help. I thought hey, we will give it a try. At the time we were trying to buy a house. My husband is in the military and I did all the faxing and talking...

[At first] I was upset because I thought the program was not working. We let the house go we wanted to buy... even though we were told by Veracity to move in and that everything would be O.K. I sent an UGLY e-mail. I just thought our money was being taken and nothing was being done. I was still not a believer. Well, the other day we got a call from the mortgage company. [Our loan officer] said "do you want me to pull your credit" and I said "no I don't think much has changed, so we should just let it go - we already let the house go."

She said "well let's try" - she pulled [our] credit and asked "do you have a realtor, because you're clear to buy a home." Jason was approved for [a conventional home mortgage loan]. I can't tell you how sorry I am. You all have made me a believer. The first thing that I said to my husband once I got off the phone was I need to call Veracity and tell them how sorry I am. [Your credit consultant] was great I just did not give him a chance. Let him know that I appreciate everything. We looked at the credit report we were floored. You guys are great. We are going to keep you for a while.

Dawn & Jason — KY

I would like to terminate my account today. I want to thank you for all your help my credit score went up 50 points. You did every thing you said you would at a reasonable price. Please send me a conformation number and stop billing me. Thanks.

David — Rochester, MI

This email is to thank you and to request ending my Veracity contract. My credit report is good enough now to accomplish my refinance. I want to thank you again for all your hard work and to let you know I have referred you to my Mortgage Broker for her future clients which may need help is clearing up credit issues. If I ever need your services in the future I will definitely use your company again. You have been Great!

Brenda — Hayward, CA

I am ready to cancel my services with Veracity. I will recommend your services to ANYONE for ALL reasons - because of your hard work, I am able to afford the home I have been working for four years to own - thank you Veracity!

Jaynah — Highlands Ranch, CO

Thank you for the fabulous job for our client. Her initial FICO scores were 662, 688 and 662. Now they are 743, 798 and 749. Once again, thank you for the great work.

Jana - Mortgage Broker and Loan Officer — San Diego, CA

Dear Veracity

I want to thank you very much for your help over the last 6 months. You have been successful in raising my mid score nearly 60 points. You have also help me remove nearly 15 inquiries from each bureau. I have also referred you to 3 associates that have contracted with you to help them with their credit rating. I have also spoken very highly of your staff and their professionalism to many individuals at a monthly real estate meeting.

At this time, I am going to take a break from refinancing and purchasing real estate. I will no longer need your services. In the future, I may contact you to help with a particular issue. Please confirm my request of cancellation. Once again...THANK YOU VERY MUCH FOR YOUR HELP!

Patrick — Denver, CO

[K]eep up on the good work! In just over 6 months, you've raised my credit score from the high 500's / low 600's to a 3-agency average of 694!

I'm closing on my first house on 01/07/2005 thanks to you. Excellent job. I've referred two people to you already.

Thanks very much.

Alex — Sunnyvale, CA

Dear Veracity,

You probably don't hear often enough when you do a good job for people, so I thought I would let you know. When I enlisted your services five months ago my FICO mid score was 580. Thanks in large part to your efforts, my mid score is now a 749, and I was able to qualify for a $450,000 loan.

I am in the real estate business, and I recommend your services frequently to people with credit problems. I sincerely appreciate all of your efforts, and I will continue to use your services, even with my credit being "fixed". It is worth it to have someone looking out for me regularly. Thanks!!

Richard — Englewood, CO

Dear Veracity Representatives: Great job by your team. I believe that my credit report has been cleaned up to an acceptable level. Prior to your efforts I had been turned down on obtaining housing in various rental properties. Because of your efforts, I just closed on the purchase of a manufactured home. I was able to select from 4 lenders. I was able to obtain a good APR along with other good terms from a bank. With this in mind, please accept my sincere thanks and please terminate any further efforts on your part to perform further credit report clean-up. Thanks so much.

Rich & Bev B. — Lynden, WA

Thank you for working with us through difficult times when we are still managing our credit. Your service kept us grounded through these times, and it has been our pleasure to recommend you to our friends and family as needed.

We would like to inform you that we no longer need your services effective upon receipt of this letter. Should we need to manage our credit in the future, we will surely get in touch with you. Again, accept our warm appreciation for your service. Best regards

Samir M — Alhambra, CA

Thanks for helping out guys! You got me the loan I NEEDED!!!! I'll see you probably in June or July just to check things out again. Thanks again.

Corey — Denver, CO

I'm just so excited I had to write. I just checked my scores and my lender says we are set to close at the end of the month. Not even two months ago my score was at a 530. Please, whatever you are doing don't stop!

Nicole — Denver, CO

In less than 3 months Veracity was able to get my score up 150 points! It is amazing what they can do!

Charles — Greeley, CO

Received this e-mail. Thanks for checking. I am very excited at having joined with you.

I checked my FICA score and I am at 611. I started in the mid 500 range and never thought it would go up. Thanks sooo much!!

Kim — Vallejo, CA

This is to inform you that I'm very grateful for your services which really helped to improve my credit.

Francisco — Miami, FL

It's been 10 months since we began the process. You guys have knocked over 15 accounts off of my credit report... that's 45 deletions over the 3 bureaus!

I am sincerely appreciative of what you have done for me. Thanks.

Jerry — Denver, CO

I placed a phone early in the week to request a cancellation of services... under Veracity credit clean-up... Thank you for your help, but we no longer need your services. Although you have been a great help!!!! Thanks a mil.

Sincerely,

Rafael & Lolita — CA

Hello I love what Veracity has done for us. I would like to use Veracity on my report [Renee's husband is enrolled]. Please call me to let me know how this all works.

Thanks,

Renee — CO

I was wondering what the process is to close my account with Veracity. You guys have been very helpful, and my credit score has improved as much as I need right now. Please let me know what type of documentation you will need in order to halt my services at this time, and thanks again for your help.

Andrew — Chandler, AZ

Congrats! That's great! Chase is an account that I settled with. I am glad it is off my report, just one question, could it come back on my report? It is a little hard to believe it is completely removed. It's almost a mistake. Can you explain? [Don't worry Paul, it's exceedingly rare this particular type of negative credit item would come back]

Paul — Sugar Land, TX

This is the third E-mail I've sent to you asking for an update. I would like to know your opinion as to our progress and where we are going from here. From my perspective it seems that we are going in circles with the requests for information from the credit agencies. I just received more correspondence from Equifax and will send it ASAP. Please respond to my queries. [Please check your voice mail David, from yesterday. The next day...] I was impressed with the increases in the scores! Good job! Keep up the good work.

David — Baytown, TX

You guys bumped my credit 48 points in three weeks. Your service rocks! I signed the paperwork for my loan yesterday and locked a program. I think I'll be closed [on my home mortgage] by Christmas. Best regards,

Martin A — Boulder, CO

You're going to see a recommendation letter out of this, I am going to start referring my clients that I cannot get processed to you. I am seated here with 7 other sales people, we sell $30-70k commercial trucks. Keep working hard for me and I will encourage all of them to also use you. Let's pound these inquires as hard as possible, Thanks.

David — Atlanta, GA

I feel really good about Veracity because of your continued diligence. Taking the time to explain credit to me over the phone like you do and constantly following up really makes things easier for me. Keep up the good work.

Susan — Spring Hill, TX

OH MY GOSH! I am now over the 600 mark for the first time since the 90's, you guys just made my month.

John — Chula Vista, CA

I wanted to thank you guys for all of your help! I am no longer in need of your services. I got a loan for my new house with a great rate! Please email me back and let me know the cancellation process. Thank you very much!!!!

Antonette — Manteca, CA

Im very pleased, I got really excited about how fast stuff started getting cleaned up. Let's keep it up!

Malik — Denver, CO