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Credit Report Repair - Qualifying for a Vehicle Loan


Car Loan: Late Pay on Credit Cards; Collections, "Bad Credit Loan" Averted!

We met Jay in July because he had been smitten by a hot new vehicle.

He'd successfully negotiated to $21,085.00 down from the MSRP, and he could already feel the exhaust rumbling as he peeled out of the lot...

And then he was yanked back to the red light of reality: a bad credit auto loan.

"I'm very sorry - I'm afraid we cannot continue without a co-signer on this loan."

SCREEEEECH!!!

Confused and frustrated - but still intent on purchasing the new vehicle - Jay came to Veracity for help with his bad credit. Through a careful credit report analysis, five separate areas of his reports were identified that could be improved quickly.

Among other things, several unrecognized credit card "late payments" and a mysterious collection listing from 1999 had lowered Jay's credit score to a 578.

Veracity credit repair actively disputed the late payments and collections accounts, and Jay saw deletions 63 days after his bad luck at the dealer. No more "bad credit auto loan" for him - Jay was set with a better credit score and more buying power.

As the leaves were changing and drop-top cruising was beckoning, Jay strolled into the dealership, obtained immediate financing with his 667 credit score, and drove off into the sunset with his sporty new ride. That's how a car loan should go!


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