"Hi. I have been through a divorce."

This was our introduction to Nanette in September. In the time since the divorce, she'd earned several raises at her job and was doing well financially.

Late in the spring, Nanette and the new man in her life, Robert, began looking for a new home. Both assumed they had average credit or better.

As they began the loan application process, Nanette was shocked to learn that a bankruptcy and several charge-off accounts were showing as negative items on her credit reports. While the accounts should have been associated with her ex-husband and had nothing to do with Nanette, they were damaging her credit score and she was in immediate danger of not qualifying for the home loan!

Nanette called on Veracity Credit Consultants to help clear her credit.

After just three months of work, all accounts that were previously associated with Nanette from her first marriage were deleted from her record altogether.

As each item was successfully deleted from her report, Nanette's credit score increased.

When all was said and done, Nanette was able to improve her credit score by 119 points and easily qualifying her for a good home loan rate. She and Robert are happily living there now, and are expecting their first child.