Admittedly, credit repair services are a mixed bag, and therefore they get a lot of mixed reviews. A lot of credit analysts tout do-it-yourself credit repair. Here at Veracity, we’re not just touting credit repair because that’s what we do and it’s how we get paid, we tout it because it is a valuable service that works, making life a little easier for you in the process.

We found the article “How to Take the Frustration Out of Repairing Your Credit” by Chris A. Smith at Pressemeldungen.com (http://www.pressemeldungen.at/85296/how-to-take-the-frustration-out-of-repairing-your-credit/) to be very informative, and we’d like to expand on it a little.

In the article, Mr. Smith encourages consumers to look into credit repair:

You’re willing to pay for [credit repair] service because it makes sense.

He’s right … it does!

Do it yourself credit repair kits and other resources such as sample letters and e-books are available at literally hundreds of different web sites. Trying to repair your credit using these tools is akin to trying to repair your car using the owners manual. Both experiences will prove frustrating, time consuming and will come with no guarantee that the repair will be fixed after you are done.

At Veracity, we believe in you, and we’re sure that you’re capable of fixing your credit, if you absolutely have to. But do you have the tools or experience? If not, wouldn’t you rather let someone who DOES have the experience and tools take help you? Doesn’t that seem like less of a headache?

Mr. Smith gives even more good advice:

Choosing the right credit repair firm is an exercise in common sense. Like mechanics there are good ones and there are bad ones. Absolutely stay away from companies that promise pie in the sky offers. Credit repair is not accomplished overnight but is rather an ongoing project over months. When evaluating firms consider their experience, time in business, affordability, cancellation and refund policies and their standing with the Better Business Bureau.

While choosing a good credit repair service is, indeed, “an exercise in common sense,” it can still be difficult because of all the options. And, like choosing a mechanic, if you get stuck with a bad credit repair service, you risk having more harm done than good.

When Mr. Smith talks about “pie in the sky offers,” he may as well be talking about guarantees. The reason is, there are no guarantees when it comes to repairing credit. If any credit repair service tells you different, then keep searching.

The first reason for this is that, according to the Credit Repair Organization Act, it’s illegal. You simply cannot make that guarantee.

Furthermore, no credit repair service can be sure how their client is going to behave, or what kind of unique credit situation they might be in. If a company guarantees to raise your credit score, but all the while you refuse to pay your bills, we CAN guarantee your score will not go up.

Also, no credit repair service and, in fact, nobody at all, can take legitimate negatives off your credit report.

At Veracity, we are dedicated to doing everything in our ability to get erroneous information removed from your credit report. We also counsel you on credit maintenance and prepare you with plan of action, most of which (aside from pulling your credit report) we will put in motion.

Coinciding with Mr. Smith’s wise advice, we also recommend that our clients remember: credit repair does not happen overnight. It can be a fairly lengthy process that takes patience and determination. Veracity can help keep you motivated and determined during the process, though.

As far as Veracity goes:

Our costs are comparable to any credit repair service, with an affordable one-time membership and low monthly payments, and our clients have the right to cancel at any time, with no additional charges.

At Veracity, we aim to help you be happy with your credit. And we believe, if you join now, we can do just that.