How can my credit be legally and effectively repaired?

Veracity Credit Consultants helps you improve your credit score by removing false or erroneous information from your credit report. Your credit score is determined by the information on your credit report, so by ensuring the details are both fair and accurate, Veracity helps you ensure that your credit score reaches its maximum potential.

The Federal Fair Credit Reporting Act (FCRA) states that, upon request, credit bureaus investigate and verify the accuracy and integrity of information in existing credit reports within 45 days. In that time, all information must be verified accurately or removed from the credit report entirely. Upon correction, bureaus are required to send the consumer a fresh, updated credit report.

Helping you navigate complex credit laws, decipher credit reports, choose which information to dispute and repair your credit score, are Veracity’s goals. Veracity’s expertly trained and experienced credit specialists can quickly help you, the consumer, identify areas of potential concern (including duplicated information, paid accounts that show an unpaid balance and collection accounts that keep “resetting” the last date of activity). By properly and legally removing inaccurate and false information from your credit report, your credit score can increase significantly.

By understanding the details that affect your credit score in both good and bad ways, and by creating a specific strategy, Veracity can assist in getting your credit score back on track, so that you may obtain the quality financing you both deserve and need.